Gulak
Financial Literacy Course(9-13 years)
Empowering Young Minds with Financial Knowledge!
In today's fast-paced world, financial literacy is an essential skill that every child should develop from an early age. Gulak - Financial Literacy Course is designed to equip children aged 9-13 years with the knowledge and skills needed to make smart financial decisions. Through engaging lessons, fun activities, and real-world examples, kids will learn the fundamentals of money management, banking, investing, and financial responsibility.
What Your Child Will Learn
1. Evolution of Money & Banking
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Understanding the evolution of money from the barter system to digital payments.
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Needs vs. Wants – Differentiating between essentials and luxuries.
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Goods vs. Services – Learning the core concepts of the economy.
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Evolution of currency and exchange rates.
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Introduction to the banking system in India.
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Role of RBI and how it controls monetary policy.
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Evolution of banks and different types of banking systems.


2. Understanding Bank Accounts & Money Transfers
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Different types of bank accounts – Savings, Current, Fixed Deposit, and Recurring Deposit.
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Modes of money transfer – NEFT, RTGS, IMPS, UPI, and mobile banking.
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Difference between Credit and Debit Cards.
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UPI in India – How digital payments work.
3. Smart Spending & Budgeting
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What is Income and Spending?
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Difference between Active and Passive Income.
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How to spend smartly and avoid unnecessary expenses.
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What is Inflation, and how does it impact our savings?
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What is Saving, and why is it important?
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Setting SMART Financial Goals.
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Golden rules to save money effectively.
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Understanding Simple and Compound Interest.
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What is Budgeting, and how does it help manage finances?
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The 50-30-20 Rule of budgeting.
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The Rule of 72 – A simple way to estimate how money grows.

4. Introduction to Investments
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What are Investments, and why are they important?
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Different modes of investments – Short-term vs. Long-term.
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Introduction to Stock Exchanges in India.
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Types of investments:
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Stocks
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Bonds
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Mutual Funds
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Real Estate Investment Trusts (REITs)
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Futures and Options
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And more!
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Understanding Aadhar Card & PAN Card and their role in finance.
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Difference between Demat and Trading Account.
5. Insurance & Financial Security
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What is Insurance, and why is it needed?
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How does Insurance work?
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Types of Insurance:
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Life Insurance
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Health Insurance
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Motor Insurance
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Home Insurance
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How do insurance companies work?
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Benefits of having insurance.

6. Understanding Loans & Credit Score
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What are Loans, and how do they work?
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Different types of Loans:
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Home Loan
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Education Loan
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Personal Loan
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Business Loan
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What is a Credit Score, and why is it important?
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Alternatives to loans and how to borrow wisely.
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Smart ways to avoid debt traps.
7. Protecting Yourself from Financial Frauds
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What are Financial Frauds, and how do they happen?
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Different types of financial frauds.
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How to identify financial frauds.
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Steps to take if cheated or scammed.

Why Choose Gulak?
✔️ Interactive & Engaging Sessions – Fun learning with real-life examples.
✔️ Practical Financial Skills – Lessons that kids can apply in daily life.
✔️ Expert Guidance – Designed by finance and education experts.
✔️ Real-World Exposure – Teaching kids the importance of money management from an early age.
✔️ Safe Learning Environment – Encouraging kids to ask questions and explore finances fearlessly.
Course Details
📅 Duration: 4 Months
🕒 Sessions: Weekly interactive online or offline classes
📍 Mode: Online & Classroom-based
📜 Certificate: Yes, upon course completion
👩🏫 Age Group: 9-13 years
💰 Course Fee: Affordable pricing with early bird discounts!
📌 Kabra Primera, Juhu Chandan, Society, Vile Parle west 400049
✉️ mail@pocketmoneyworkshop.com
📞 9987755258