A community of money-smart kids — guided live, every week.
Three membership journeys that take your child from understanding money → acting on it → thinking long-term. Plus the Gulak News Club where kids discuss real finance news every Friday.
How our 3 memberships map to S.M.A.R.T.
Every letter of S.M.A.R.T. is a stage in your child’s money journey. Each membership owns specific letters.
Seeking Awareness
Kids notice money around them — where it comes from, where it goes.
Covered in FasttrackMindset
Shift from consumer to creator. Build an abundance, growth-led money mindset.
Covered in FasttrackAction
Practical money habits — saving, budgeting, simple investing — done weekly.
Covered in SilverResponsibility
Owning decisions. Understanding trade-offs. Earning trust with money.
Covered in SilverThinking Long-term
Goals, compounding, patience — the mental model for lifelong wealth.
Covered in DiamondPick the journey for your child
Every membership includes weekly live classes + Gulak News Club + community + certificate.
Fasttrack Bundle
Crash Course in Money Basics
The foundation. Kids learn what money really is, how it works, and develop the mindset to think about it the right way.
Curriculum highlights
- What is Financial Literacy
- Needs vs Wants · Products & Services
- Evolution & Types of Currency · RBI
- Banking Basics & Bank Accounts
- Earning, Spending & UPI
- Goal Setting & Budgeting
- Inflation, Stock Markets & Mutual Funds
- Insurance — types & how it works
What’s included
- Conceptual + Gulak News Club access
- Certificate of completion
- 6 months access to recorded sessions
Silver Membership
Action & Responsibility
Where learning becomes habit. Kids take action with real challenges (Cashathons) and start owning their money decisions.
Curriculum highlights
- Everything in Fasttrack
- Deep dive: Banking, RBI roles, security features
- Savings vs Current · Compound interest in practice
- Cash flow, opportunity cost & value creation
- Top 6 money-smart skills
- Cashathons — hands-on real-world challenges
What’s included
- Conceptual + Gulak News Club access
- Cashathon challenges throughout the membership
- Cashathon winners get the Finance Binder, T-shirts, goal cards & more
- Certificate of completion
- 1 year access to recorded sessions
Diamond Membership
Thinking Long-Term · Invitation-only
The complete 9-month journey. Compounding, investing, asset thinking and the long-term mindset that builds real wealth over decades. Diamond is an invitation-based membership — reach out on WhatsApp if you're interested.
Curriculum highlights
- Everything in Silver
- Compounding & long-term wealth building
- Assets vs liabilities — the wealth equation
- Passive income & creator economy
- Building a money blueprint for life
- Cashathons + signature bootcamps
What’s included
- All Silver benefits
- Bootcamps: online scams, investments & money blueprint
- Cashathon winners get the Finance Binder, T-shirts, goal cards & more
- Certificate of completion
- 1 year access to recorded sessions
Invitation-only · WhatsApp +91 99877 55258 or email kirtee.agarwal@gmail.com.
Not sure yet? Join the free 90-min masterclass first — meet Kirti live, then decide.
Gulak News Club — finance in action, every week
A daily kid-friendly newsletter on what’s happening in the world of money — explained simply. Every Friday, kids meet live (5–6 PM IST) to unpack the week’s biggest finance news and ask: what can we learn from this?
- Prepares kids for real-world decisions early
- Teaches them to think — not just memorize
- Builds financial thinking through everyday news
- Once-a-week live discussion with peers — a real community
☝ A sample weekly Gulak News Club issue
Cashathons — where learning turns into action
Hands-on real-world money challenges that run through your child’s membership. Themes change every few weeks based on what kids are learning — so each cohort gets fresh, relevant Cashathons. Implement, don’t just memorize.
Real-world missions
Hands-on tasks kids do at home, with parents or peers.
Surprise drops
New Cashathons drop through the membership — fresh, current, relevant.
Real rewards
Winners get T-shirts, goal cards, the Money Smart Finance Binder & more — plus features in the community and on Gulak News Club.
Win the Money Smart Finance Binder & more
Cashathon winners take home real rewards — a printed Money Smart Finance Binder, T-shirts, goal cards and surprise drops. The binder is a single place to plan, track, and reflect on their money every week.
- Monthly budget sheets
- Goal-setting cards
- Habit tracker pages
- Cash flow worksheets
- Savings & spending logs
- Reflection & wins journal
Open to all Silver & Diamond members — win a Cashathon, earn the rewards.
🏆 Awarded to Cashathon winners.
The 3-Day Money Blueprint
A self-paced warm-up with 2 live classes — given free to every kid who enrols in any membership. Sets the foundation before the main journey begins.
Day 1
Foundation
- Introduction
- 3-Step Smart Money Map
- Reflecting Principles
- Habit Tracker
- Code of Honour
Day 2
Money Skills
- Top 6 Skills to be Money Smart
- Cash Flow
- Opportunity Cost
- Value Creation
- 6 Growth Principles
Day 3
Wealth Mindset
- Compounding
- Assets vs Liabilities
- Gratitude
- 3-Step Model
- Connecting the Dots
Bootcamps that keep happening
Members get access to live bootcamps throughout the year — practical, focused, and based on what kids actually need.
Online Scam Defense
Spot phishing, OTP traps & UPI fraud before they happen.
First Investments
How real investing works — stocks, MFs & risk in a kid-friendly way.
Design Your Money Blueprint
Build a personal money plan for the next 12 months.
Specials & Surprise Drops
New bootcamps every few weeks based on what kids ask for.
What class time works for your child?
Tell us when your child is free. We use this to plan batch timings — so most kids get a slot that actually fits their day.
Bring a financial literacy workshop to your school
We design customized financial literacy & future-skills workshops for schools — built around your grades, time available, and learning goals. Already trusted by 50+ schools across India.
- Curriculum tailored to your grade band & duration
- In-person or online delivery
- Worksheets, activities & certificates included
- Designed by Kirti Rungta — featured speaker & educator
Prefer email? Write to kirtee.agarwal@gmail.com
Make your child read money news daily — in 5 minutes.
The Pocket Money Workshop app delivers bite-sized daily news, lessons and challenges designed for kids 9–15. The easiest habit you can build as a parent — install it once, let your child grow money-smart every single day.
- Daily money news, simplified for kids
- Mini-lessons aligned with the S.M.A.R.T. framework
- Quizzes & challenges that build real habits
Free download · Available on iOS & Android
Money smart kids
Join my FREE 90-minute masterclass before you enrol.
Meet me live, experience the S.M.A.R.T. framework, and decide if this is right for your child.
Frequently asked questions
Give your child the money mindset they’ll thank you for.
Pick a membership, or try the free masterclass first.
Diamond enquiries & anything else — write to kirtee.agarwal@gmail.com